Terms of Use

By assessing and using this website (“Site”) you acknowledge that you have read and understand the following Terms of Use and that you accept them and agree to be legally bound by them. You should not use this Site if you have any objections to any of these Terms of Use.

Website Disclaimers and Limit of Liability/Warranties

This Site contains hyperlinks to other Internet sites not under the control of Daniel J. Geltrude (“DJG”). These hyperlinks are not express or implied endorsements or approvals by DJG of any products, services or information available from these sites.

THE INFORMATION PROVIDED ON THIS SITE IS PROVIDE “AS IS” AND ALL WARRANTIES, EXPRESS OR IMPLIED ARE DISCLAIMED, INCLUDING, BUT NOT LIMITED TO, ANY IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, ACCURACY OF INFORMATIONAL CONTENT, OR NON-INFRINGEMENT WITH RESPECT TO THE CONTENT OR SERVICES IDENTIFIED ON THE SITE. DJG SHALL NOT BE LIABLE FOR ANY DIRECT, INDIRECT, SPECIAL, INCIDENTAL, LOSS OF BUSINESS, LOSS OF PROFITS OR CONSEQUENTIAL DAMAGES THAT MAY RESULT FROM THE USE OF OR ACCESS TO THE SITE WHETHER BASED ON BREACH OF CONTRACT, BREACH OF WARRANTY, TORT, NEGLIGENCE, PRODUCT LIABILITY OR OTHERWISE.

Intellectual Property

By accepting these terms, you agree that all elements comprising this Site, including without limitation, the text, website design, logos, graphics, icons and images, as well as the selection, assembly and arrangement thereof, are the sole property of DJG and are protected by U.S. and international copyright laws. All software used in this Site is the property of DJG or his licensors.

No content on this Site may be copied, reproduced, uploaded, posted, transmitted, or distributed in any way without the prior written permission of DJG, except you may download one copy of materials on a single computer for your personal, non-commercial use only, provided you keep intact all copyright and other proprietary notices.

DAN GELTRUDE DELIVERING POSITIVE FINANCIAL KARMASM AND THE DAN GELTRUDE DELIVERING POSITIVE FINANCIAL KARMASM logo are service marks of Daniel J. Geltrude. Nothing contained on the Site should be construed as granting any right or license to use the marks displayed on the site.

Privacy Policy

DJG’s privacy policy is designed to assist you in understanding how we collect, use and safeguard personal information you provide to us and to assist you in making informed decisions when visiting and accessing information available on this Site.

The Site’s computers automatically collect your IP address when you enter the Site. The pages you visit are recorded for the duration of time you access the Site, but we do not plalce so-called electronic “cookies” in your hard drive to track the other websites you visit after leaving the Site.

If you choose to correspond further with DJG via email, the content of your email messages together with your email address and any response may be retained.

If you choose to provide the firm with personally identifiable information, DJG will only use such information for the purpose of responding to your request for email notice or further information.

Perfect security for data in online storage is not considered feasible under currently available technology. Since any personally identifiable information you provide through this Site is entirely voluntary on your part, you should take care to limit your Site disclosures to information that is not highly sensitive or valuable to you.

With the intention of making this Site more useful and convenient, DJG provides hyperlinks to third-party websites. Please be aware that when you follow those links to visit third party sites, the privacy policies of these other sites will apply to any information you choose to disclose to those sites.